HOW BIG/SMALL IS YOUR MINDSET

How do you risk of managing your own wallet? Before you start to get a single ringgit from your wallet, do you ever think twice of what this RM1 can favors me or you just splash the cash and say: "Here goes the money".

*Re-edited*
Savings is the foundation of total financial planning. Without it, whatever types of planning are baseless. But how many of you spend more than save? Saving is a concept of risk sharing. Savings provides you financial support in times of emergency but should not view it as an investment vehicle to make profits. If you intend to grow your wealth, it makes sense that you protect the most important investment – you, by using Savings.

The above paragraph has taken from shorty5 blog. Saving is the foundation of everyone life, you can make billions in your life, but can you make billions into your savings? Even Mr Richest in the world do not save much, but they acted smartly by reinvest. I believe most people in the world spend more than they save and are not that ^stupid^ to invest. I agree. But Why? Because people will never know why they save, so they spend.

What I'm trying to say is people will never know the mean of spending. People only spend for their necessity and luxuries. Logically in the sense of economy, it is very encourage to spend more to boost up the economy. However, people is also encourage to save more? Thus, if many's save more, means less will spend and the economy is not regulate healthily.

OK, READER WILL BE BORED READING THOSE BORING LOGIC STATEMENT AND THOSE SO CALLED "DAO LI'(IN CHINESE). What i'm trying to emphasis today is about YOU CANT MAKE GREAT SAVINGS BY THINKING, BUT YOU CAN ACT SIMULTANEOUSLY MAKING GOOD SAVING AND WITH A LITTLE MORE EXTRA TO SPEND. If you found out that by sharing a goodwill to others, you'll have an extra RM?? in your pocket to either spend it or save it, will you consider it?

Interest to know more? Private message me at skybluejl@hotmail.com.
P/s: This is not any insurance policy nor any investment scheme. This is an idea for people that able to think out of box and make great monetary value out of a box.


Ever seen the sign in a shop saying “If you like our product please, tell everyone. If you don’t, please tell us”. Fat chance! If somebody doesn’t like your product, the news will spread like wildfire and you’ll probably know it only when it’s too late. That’s just human nature, as failure is much more sensational than success.

People want to know when somebody’s messed up, but nobody cares if it’s business as usual (that’s why people watch the news, after all). There are no longer any restrictions on what to say or when to say it. If somebody is unhappy, they can do considerable damage to you.